Personal property, liability, loss-of-use — written same day for lease deadlines. Starts at a few dollars a month.
Personal property
Your landlord’s policy covers the building. Yours covers what’s inside — electronics, clothing, furniture — against theft, fire and more.
Liability
If a guest is injured in your apartment, your renters policy covers legal costs and medical payments up to your limit.
Loss of use
If a covered event makes your unit uninhabitable, loss-of-use coverage pays for temporary housing while repairs are made.